Personal finance and investing can sometimes be daunting to initiate. Yet long-term investing in the stock market can yield significant results with relatively low risk. We will examine the benefits of systematic investing and how to initiate a low-cost, long-term plan. We will work from the critically acclaimed A Random Walk Down Wall Street by Burton G. Malkiel. This class is for the novice who would like to take charge of their own lifetime savings as well as those that have some understanding of finance and would like to learn more. We will also examine typical personal finance issues such as compounding, insurance, credit cards, student loans, the buy-vs.-lease auto decision and other personal finance areas as identified by students.  Emphasis will be on in-class exchanges with like-minded investors.